After more than 6 months of running our well acclaimed 0% Finance scheme, it was time for an evaluation. The feedback from our clients said that they would prefer to have more time to pay for their products and so we have extended the terms of finance from a maximum of 12 months to a maximum of 24 months. The only difference is that, while the 0% Finance still remains available for all our products, orders that are paid for over 18 or 24 months will carry interest at a rate of 9.9%.
This is how our financial plan works:
– add the products to the shopping cart (for the minimum amounts that you have to spend see the Finance Options below)
– choose your finance option at checkout
– fill in the on-line application form (it will take only a few minutes, no need to print or post anything)
– you will usually get the response in 5 seconds
Finance options:
0% finance – you can spread the cost over 9 or 12 months with a minimum deposit of 25%. This is suitable if you can pay a bigger deposit and bigger monthly payments over a short period of time; it has the huge benefit of not paying a single penny in interest.
If you select to pay over 9 months, the minimum spend is £500.
If you select to pay over 12 months, the minimum spend is £750.
9.9% finance – you can spread the cost over 18 or 24 months with a minimum deposit of just 10%. This is suitable if you want to pay a small deposit and relaxed monthly payments for as long as 2 years.
If you select to pay over 18 months, the minimum spend is £1 000.
If you select to pay over 24 months, the minimum spend is £1 500.
Our finance is powered by Close Brothers, a leading company that relies on powerful technology for the fastest and easiest way to offer finance.